Frequently Asked Questions
Personal Loan
What is a personal loan?
A personal loan is an unsecured loan, which means you don't need to pledge a collateral to receive funds.you can use the money at any personal expense.
You can apply online on Rupeekx.com
Rupeekx, offers instant personal loans with paperless approval and quick disbursal, Rupeekx providing loan only through multiple banks.
Where can a personal loan be used?
Personal Loan can be used for any personal expense, like Shopping, Home Renovation, Higher Education, Debt consolidation, Tour Travel, Wedding, Medical emergency.
What is the eligibility for a personal loan?
The following people are eligible to apply for a Instant Personal Loan at Rupeekx:
- Individuals between 21 and 60 years of age
- Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer
- Employees of private limited companies, employees from public sector undertakings, including central, state and local bodies
- Those who earn a minimum of Rs. 25,000/- net income per month.
What is the EMI for 1 lakhs in personal loan?
Rupeekx offer personal loan at lowest emi starting from Rs. 1,982/- to Rs. 8,999/-.
Which bank has the lowest interest rate for personal loan?
Rupeekx provide personal loan with top multiple banks in India who offers Lowest Personal Loan Interest Rates, bank is subjective to applicant's documents.
How can I get a low interest personal loan?
Become a Rupeekx member and get personalised consultation on getting loans at lowest rates.
How to apply for a personal loan?
- Quick Registration
- Search on google Rupeekx.com or visit a website https://rupeekx.com
- Click on Digital personal loan or Digital business loan.
- Register your-self as per bank register name and bank registerd mobile number.
- If you have already registered then click on log in option.
- If you want to calculate loan EMI details then click on loan calculator. After that click on "Apply now" button.
What credit score is required for a personal loan?
Rupeekx provide personal loan if your Credit score is 650 or higher.
What Cibil score is required for a personal loan?
Rupeekx provides personal loan if your Cibil score is 650 or higher.
How long will it take for my Personal loan to be processed?
Once your application is submitted along with your documents, it can take anywhere between 1-7 days for your personal loan to get approved and a couple of days after that for the disbursement. Rupeekx helps to get instant loan approvals.
Can my cibil Score affect my loan sanction?
As per cibil, credit score ranges from 300 to 900 and those with a score of at least 750 points,get faster loan approvals from Rupeekx.
Business Loan
What is a Business loan?
A business loan is an unsecured credit you can avail to meet your growing business urgent requirements. Business loans allow you to usher in funds for your enterprise to expand your business.
You can apply online on Rupeekx.com
Rupeekx, offers instant Business Loans with paperless approval and quick disbursal, Rupeekx providing loan to customer through bank only.
Where can a business loan be used?
Rupeekx provide Business loan within 1 hour, you can use that money at any business expense like boost business, boost production, buy new machinery, etc.
What is the eligibility for a business loan?
The following people are eligible to apply for a Instant Business Loan at Rupeekx:
- Age should be between 25 to 65 years
- Cibil score must be 700 or more
- Candidate should own a business at least profitable for three successive financial years
- The business turnover must display an upward trend
- Your balance sheet be audited by a registered Chartered Accountant (CA)
What is the EMI for 1 lakhs in business loan?
Rupeekx offer business loan at lowest emi starting from Rs. 1,929/- to Rs. 8,999/-.
Which bank has the lowest interest rate for business loans?
Rupeekx provide business loan with top multiple banks in India who offers Lowest business Loan Interest Rates, bank is subjective to applicant's documents.
How can I get a low interest business loan?
Become a Rupeekx member and get personalised consultation on getting loans at lowest rates.
How to Apply for a business loan?
- Quick Registration
- Search on google Rupeekx.com or visit a website https://rupeekx.com
- Click on Digital Business loan.
- Register your bank register name and mobile number.
- If you have already registered then click on log in option.
- If you want to calculate Business loan EMI details then click on loan calculator. After that click on "Apply now" button.
What credit score is required for a business loan?
Rupeekx provide business loan if your Credit score is 700 or higher.
What cibil score is required for a business loan?
Rupeekx provides business loan if your Cibil score is 700 or higher.
How long will it take for my business loan to be processed?
Once your application is submitted along with your documents, it can take anywhere between 1-7 days for your business loan to get approved and a couple of days after that for the disbursement. Rupeekx helps to get instant loan approvals.
Can my CIBIL Score affect my loan sanction?
As per cibil, credit score ranges from 300 to 900 and those with a score of at least 750 points, get faster loan approvals from Rupeekx.
What are the documents required for Instant Business Loan?
Following documents are required for availing a business loan
- Business proof
- KYC documents of the company
- KYC documents of the business owners
- Photo identity proof (Aadhar card/ Driving license/ Voter ID/ Passport)
- Last six months company bank statements
- GST Certificate
- Last two years Income Tax Returns
- Last two years Balance sheet and Profit & Loss accounts
- A report with detailed information about how the candidate will utilise the business loan.
Membership Card
What is Rupeekx membership card?
Membership card is an identification of an individual as a member of Rupeekx. The card entitles a member to use Rupeekx's portal for loan purposes.
What is the step for buying a membership card?
(1) Quick registration (2) Buy membership card (3) Submit documents (4) Bank Verification (6) Bank Sanction
Which type of membership card should I buy?
Rupeekx offers two types of membership cards:
One is a Gold card for Personal Loan
Second is a Silver card for Business loan.
What is benefit of buying Membership card?
(1) Get pre approval loan offer in multiple banks from one platform (2) We provides customer service for 4 years (3) Upto 30% payout per membership card